With new technology and breakthrough engineering, all kinds of energy-saving home improvements are coming to market - insulation, replacement windows, insulated doors, caulking/weather stripping, heat pump water heaters, high-efficiency electric heat pumps, electric water heaters, electric ranges, solar water heaters ... the list goes on.

Of course, you'll have to make an initial investment to add any improvement to your home.  But you don't have to do it alone.

A low 2.000% interest loan from Santee Cooper could finance energy efficient improvements for your home that should help you reduce your energy costs.  You can apply for energy efficient improvement loans ranging from $500 to $20,000 with up to 60-months to repay loans over $1,000.